If you are insured, you might already be aware of the "Use-It-or-Lose-It" policy. It is an easy but potent regulation that can save you money on dental services if you use it before the year ends. As we are about to enter the final part of the year, this is the ideal time to book any dental treatment you have been delaying.
Let us see how this policy works and how saving its benefits now can save you big.
The "Use-It-or-Lose-It" policy is a part of most dental insurance. It states that if you fail to use your coverage at the end of the year, you will lose it. This policy can be a ticking time bomb, prompting you to get the most out of what you paid for.
From a routine cleaning, filling, to more involved procedures, an appointment prior to the end of the year helps you utilize your coverage to the fullest. Remember, unused benefits you accrued over the year will be lost, and you will have to wait until the end of the next year to regain them.
Getting the most out of your dental plan keeps you in top oral health while avoiding problems from growing into larger ones. Regular check-ups and cleanings are the key to having healthy teeth and gums, and are usually covered under most plans.
Having regular visits also means your dentist can find any possible problems early on, and thus spare you more complex treatments in the near future. By taking advantage of your "Use-It-or-Lose-It" benefits by the end of the year, you are getting the treatment you need to prevent higher dental costs in the future.
As the year winds down, the clock is ticking to take advantage of your dental benefits. Procrastinating too long to make an appointment can mean forfeiting crucial treatments you've already paid for. The moment to act is now!
Most dental clinics are busier in the last few months of the year, so the sooner you make your appointment, the better your chances of getting the most convenient time. Do not leave money on the table; utilize your benefits before time runs out.
The true strength of the "Use-It-or-Lose-It" policy is in the amount of money you save just by utilizing the benefits offered. If you have a regular cleaning and examination that is covered under your plan but have been delaying it, you have to schedule it before the end of the year, or the money you have spent already wasted.
It is about not losing out on benefits you paid for. In other instances, you might even have unused money for services such as fillings, crowns, or other procedures that might be covered fully or partially.
Planning is the secret to tapping into the entire value of your dental benefits. As the year comes to a close, it is time to review your dental care needs and make appointments for any unfinished procedures.
Do not wait until the eleventh hour; being proactive about avoiding the rush guarantees that you will be able to utilize your benefits without the anxiety of trying to secure an appointment at the last moment. In addition, being proactive with your dental care keeps you on top of any problems that have arisen, so you are never behind.
With your benefits hanging in the balance, the sooner you take action, the better. Getting an appointment before the end of the year is the most creative solution to maximize your "Use-It-or-Lose-It" benefits and ensure your coverage does not go by the wayside.
At Northampton Dental, our goal is to provide you with great care and assist you with maximizing your insurance benefits. Do not hesitate to book your appointment today and ensure you are receiving the most from your plan!